Why Auto Insurance Quotes May Vary Greatly

Though some people believe that auto insurance quotes depend on state regulations and policies, it is not always so. If you take time to compare the rates auto insurance companies offer, you will realize that they may vary as greatly as a few hundred dollars. Though each state’s regulations and policies do play a certain role in the given price, insurance agents themselves determine their final rates.There are quite a number of factors that companies take into consideration when they give you their auto insurance quotes. The most crucial ones are your driving record, age, the type of vehicle you possess, and the kind of coverage you are looking to get. What can also be counted in most cases is your health condition, the condition of your vehicle, average mileage you drive each year, the place your vehicle was registered in, your car’s safety features if any, and deductibles you want to get.Following these factors, some things which will definitely result in higher quotes are: a history of your car’s accidents (the cases when the fault was yours), no experience in driving, and your car’s registration done in a large metro city. At the same time, impeccable driving record and higher deductibles can lower the insurance quotes for your vehicle significantly.In order to get the best insurance rates, make sure to check if you are eligible to any discounts. Students and senior citizens can get discounted auto insurance quotes with most of the companies nationwide. Further discounts may depend on your state regulations as well as the company’s policy. It is important not to miss this aspect as even a little discount will save you a lot of money in the long run.Requesting for quotes, be specific about what kind of coverage you want. For example, if you have just bought a used vehicle, it makes no sense to purchase much coverage – better stick to something basic. Provide your insurance company with as detailed information as you can, otherwise you may land up buying a package filled with numerous add-ons you don’t really need.And of course, it helps to compare the insurance rates and type of coverage different companies offer. However, don’t assume that the cheapest is really the best here. What counts is rather value for money, i.e. good customer service and coverage at the lowest possible price. To find best auto insurance quotes is quite simple nowadays with many websites offering free comparison as well as loads of useful information to help you make a wise decision.Check out the listed resources below for more information.

Latest in the Automotive Industry News

The latest in automotive industry news is that Nissan has big plans. Just when the Indian car market is sparked to heat up, one of the major car manufacturers in the world, Nissan, has made some big plans. Nissan Motor India Pvt. Lts. has opened a new corporate office. The location is T. Nagar, Chennal. The person at the helm of leadership will be Kiminobu Tokuyama. Also present at the inaugural were representatives of the Nissan partnership, Renault Nissan Automotive India Private.Nissan has big plans. One of these is the fact that they will cover 85 per cent of the Indian market by the year 2012. This will evolve as a result of the proposed 11 operating dealerships being in place by the end of this year. This number is expected to increase to 55 dealers in two years.Another lofty goal Nissan hopes to attain is in exportation. Next year the car manufacturer plans to outsource $20 million in components and double this amount within two years. Along with this goal Nissan plans to export cars. They plan to export to countries until they reach 100 worldwide.According to automotive industry news, Nissan will begin producing the Global Compact car in their Indian facility next year. Nissan has made it clear that they plan to be a major player in the Indian market just as they have been in the United States and other countries. The production of the compact car will happen in their new corporate facility in India. The 10,000 square feet building will offer employment to 56 people. Another goal is to nearly double this number by the next year. The new facility offers state-of-the-art everything. This, along with artsy interiors and open work-stations will contribute to the culture promoting an open feeling and spreading friendship.Nissan is proud to be offering nine new models in India. The fact they will open with this large number of models points out that they are entering this new market where they know they will be successful.Nissan presently has 5.5 per cent of the auto market. Their plans are to increase this number with the opening of additional Indian dealerships along with a lineup of new models. A hatchback, which is built on the V platform, will be the entry car in the Indian market. Nissan will also offer two other autos one of which is a utility vehicle and the other being a sedan. They point out that there are no plans to offer the A segment initially.Perhaps the competition will be offered mostly with the low cost manufacturing of the compact model while there will also be luxury cars. These will be supplemented by commercial vehicles that will be of the lighter manufacturing. Just six months back it was not certain how the manufacturer would attack the changing market. They have cleared any doubts among other manufacturers after announcing their future plans.

Entrust Your Car Only To The Right Automotive Repair Shop

Your car is one of your most valued possessions without which your daily life can become really tough. Therefore, it is essential that you maintain it in fine working order at all times. Considering that your vehicle may need regular servicing and occasional repairs, you need to have an automotive repair expert whom you can count on to handle your car in an efficient and safe way.It is better to find and select an auto repair facility before you actually need one. If you start searching when you have had an accident or the car has suddenly developed problems, you will have to make a rushed decision which might not be the right one. Since you will be requiring the services of an auto mechanic at some point or the other, why not be prepared with a good one?You should start your search by asking your friends and colleagues for recommendations. However, this is not the only source you have and you can make quite a comprehensive search online. Look up a popular local business directory to learn about the different automotive repair facilities in your area. Don’t let convenient location be the biggest reason for choosing a particular shop. You should try to gather more details about the facilities that you find worth considering. Research online for customer reviews and enquire about the shops’ reputation and complaint history from the local consumer organization. You must look for shops that have technicians who are Automotive Service Excellence certified.Visiting the facility personally is a must if you want to make the right choice. Look at how neat and well-organized the place is and check out how much advanced equipment and technology is being used. You should observe the types of cars already being worked on to see whether the shop handles vehicles that are similar to yours in size, value and technology. Don’t hesitate to ask if the technicians are sufficiently experienced in working on your car’s make and model. The other important things to find out are whether the shop carries theft and fire insurance and what sort of warranty is offered on the jobs done.Look around to see whether any special qualifications, diplomas, certificates, awards, etc. achieved by the technicians are displayed. You must also check whether the facility has won any customer service awards or plaques for community service and civic involvement. You should look for services that are not only technically superb, but also friendly, courteous and hassle-free.Along with all the fore-mentioned important factors, you must also rely on your intuition and go to a repair shop that inspires trust and a comfortable feeling within you.